The ADHD Financial Drain



In the media we are bombarded with images of successful (i.e. rich) celebrities who have ADHD. There’s Justin Timberlake, Will Smith, Sir. Richard Branson, Jim Carey, and Whoopi Goldberg to name a few. The millions of dollars that they have earned is impressive, but we also have to remember that with all that money comes a wonderful helper called a financial manager.

Proper money management is something that is noted as a common struggle for those with ADHD. These issues with money are usually attributed to constant impulsive shopping, making risky financial decisions, an inability to keep bill payments organized, along with an absence of financial goals.

For myself it has been a major challenge to save money. I worked hard to pay off my consumer debt and I never want to have to do that again. I only have one credit card and it has a measly $500 limit. For me, this was perfect as it ensured that I would not be able to be in debt again. If I want to purchase something I have no choice but to pay cash for my items. Not being able to accumulate items that I can’t afford has left my living spaces clutter free and my mind free from worry about having to pay for things I couldn’t afford in the first place.

“6 Of course, there is great gain in godliness combined with contentment; 7 for we brought nothing into the world, so that we can take nothing out of it; 8 but if we have food and clothing, we will be content with these.” 1 Timothy 6:6-8

Pretty much!
Pretty much!

In life, what we need is only the basics for survival: food, clothing, shelter; anything beyond these are extras. If your ADHD is causing you to have problems meeting those basic needs you are in serious trouble.

As Christians with ADHD it is important to manage money well. The ability to earn money is a blessing and this is one of the reasons we are told to be good stewards with what we have. Being able to earn enough money to enjoy all the extras in life feels great and there is nothing wrong with this, but we still need to be mindful of how we spend our “fun” money.

It might be difficult for some people to admit financial defeat, but it is necessary to do so in order to make the required changes that will lead to being free from the burden of financial irresponsibility. Chances are, there are many people you know who are having financial difficulty, but they don’t speak about it openly. Our culture tells us that money is a private matter.

The following is a short sampling of what is available for those who need to get their spending habits under control. It’s best to find resources for those with ADHD, however, regular money-management materials can work just as well. The difference is that you will need to remember what your ADHD weaknesses and strengths are when deciding which method will work best for you.


Here is a helpful resource from CHADD for those who need help with managing money.

Dave Ramsey

Suze Orman

Jacqueline Sinfield

financial prayer